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How Much Is Your Auto Accident Compensation Worth? Damages caused by car accidents are aimed to compensate victims for their losses. Some of them include the costs of property damage and medical bills, while some aren't, such as pain and suffering. In auto accident law firm erie have three years following an accident to make a claim. However, waiting too long could hurt your case. Over time, evidence may be lost or destroyed and witnesses may forget key details. Damages In the event of a car crash victims can be awarded compensation for economic losses such as medical bills or lost wages. Additionally, they may be compensated for non-economic losses, such as pain and suffering. But, how much your claim will be worth is contingent on the severity of your injuries as well as their impact on your life. An experienced attorney for auto accidents can assist you in determining the value of your injuries and property damage, and negotiate with the insurance company to negotiate a fair settlement. Remember that insurance companies are in business to earn a profit. They will do all they can to settle your claim as cheaply as possible. This is why you need an attorney who knows how to fight for the highest amount of money that you are entitled to. You can also claim compensation if you own personal items damaged in the accident. These include your clothes, shoes and jewelry. You can also receive compensation for costs related to housekeeping, gardening or childcare, if you are not able to do these tasks on your own due to your injuries. Your deductible can also be a part of the equation when determining much your claim is worth. You must pay your deductible before the insurance company starts to pay for damages. You can then sue the driver who was at fault to recover any remaining damages. Medical bills Medical expenses arising from a car crash can quickly add up. The average cost of an ambulance ride, hospital stay, and inpatient care can reach tens of thousands dollars or more. The cost of prescription medications as well as physical therapy and other therapies can rise as the injured person recovers. When the driver is found be at fault in a lawsuit, they are accountable for the victim's damages including medical expenses. However the law doesn't normally require the at-fault party to pay the victim's medical bills on a regular basis. If you're not in a state that is no-fault, the first step to take to claim medical bill compensation is to submit an application to your insurance company for auto coverage for PIP (personal injury protection) coverage. The insurance coverage can be able to cover all or a large portion of your medical expenses according to the limits of your policy. You must also file an appeal against the liability coverage of the motorist at fault, as well as your own uninsured driver policy. These policies could reimburse you for medical costs, but they often include deductibles or other terms. An experienced lawyer can help you get your medical bills paid. This will let you avoid spending your own income on medical bills and concentrate on recovering. Loss of wages Accidents involving vehicles can result in you being unable to work. This can result in you being without a paycheck and unable to pay your bills. You may need to borrow money from relatives or friends. It could take a long time to settle your case. In the meantime, you will be required to continue paying the bills out of your own pocket and wait for your settlement. You can recover lost wages if you've been injured in a car accident. This can include salary as well as hourly wages, however it could also include other financial benefits such as increases and bonuses. Your lawyer can determine the exact amount of lost earnings. You can file a claim for lost wages through a non-fault insurance company or a lawsuit against the at-fault party. The claim typically involves your medical bills, proof that you missed work due to your injuries, and documentation of your diminished earning capacity. It is sometimes known as the demand package. You will be required to submit a letter from your employer confirming the particulars of your work and the days you were absent due to your injury as well as the hours you normally work. You will need to provide your paystubs and tax documents and other pertinent documents. Your attorney can assist you in assembling these documents and making a compelling request to give to the insurance company or judge in your case. Pain and suffering While some costs associated with accidents can be estimated to the penny—such medical bills, emergency services as well as surgery costs, medications, and lost wages—others cannot. These damages that aren't quantifiable are called”pain and suffering” and play an important aspect of an injury claim. The emotional and physical consequences of an accident are included in pain and suffering. A victim's injuries could have a lasting impact on their lives, leading to permanent impairment or even death. For example, an injured victim who suffers a severe brain injury might never be able to work or function normally again. These types of injuries often need a substantial settlement. In most cases, the amount and suffering a victim endures is determined by the severity of the injury and the impact it has had on their life. An experienced attorney will research the specific details of your case and decide an appropriate amount for settlement. They will make use of previous settlement amounts for similar injuries as a guide in order to provide you with an idea of how much your case is worth. Insurance companies try to discredit the claims of victims of suffering and pain in the belief that their injuries are not sufficiently severe. An experienced lawyer can stand up to these tactics and negotiate on behalf of the insurer to ensure that you receive a fair settlement.